Home / Money

Budgeting

Top 5 free

Week of 7 September

1Firefly IIINewly trackedNew
2GnuCashNewly trackedNew
3ActualNewly trackedNew
4CamelCamelCamelNewly trackedNew
5Invoice NinjaNewly trackedNew

Top 5 paid

Week of 7 September

1KoyfinNewly trackedNew
2YNABNewly trackedNew
3MonzoNewly trackedNew
4WiseNewly trackedNew
5StripeNewly trackedNew

Cleo

web.meetcleo.com

Budgeting assistant that talks to you about your spending.

Not checked yet

Details Visit site →

GnuCash

gnucash.org

No AI

Double-entry accounting, free and offline.

✓ Checked 50 days ago

Free tierOpen sourceNo training on your data

Details Visit site →

YNAB

ynab.com

No AI

Envelope budgeting with a method behind it.

✓ Checked 50 days ago

$10.99/yearNo training on your data

Details Visit site →

Monzo

monzo.com

No AI

Current account with budgeting built into the app.

✓ Checked 50 days ago

£3/month

Details Visit site →

MoneyHelper

moneyhelper.org.uk

No AI

Free impartial UK money guidance, government backed.

Not checked yet

Details Visit site →

Firefly III

firefly-iii.org

No AI

Self-hosted personal finance manager.

✓ Checked 50 days ago

Free tierOpen source

Details Visit site →

Actual

actualbudget.org

No AI

Local-first envelope budgeting, open source.

✓ Checked 50 days ago

Free tierOpen sourceNo training on your data

Details Visit site →